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06.c CA Financing Request - Johnson - 481 Creighton Road
EXECUTIVE SUMMARY AGENDA ITEM: Request for financing of the Developer Agreement charges for a wastewater service to 481 Creighton Road, Clay County, Florida. BACKGROUND: On July 9,2026, CCUA staff received the attached financing request from Ms. Stephanie Johnson. She is requesting approval from the Board of Supervisors to finance the Developer Agreement charges totaling $14,587.19 for the installation of wastewater service to her property at 481 Creighton Road. The request is made under CCUA's standard 10-year financing terms. Ms. Johnson expressed the septic system on her property has been showing increasing signs of failure which are becoming difficult to manage. Since she is currently unable to afford the full cost the connection up front, she is seeking financing arrangements for the charges from CCUA for the wastewater connection to her property. RECOMMENDATION: Given the limited financial risk, staff respectfully recommends Board approval of Ms. Johnson's request to finance the Developer Agreement charges in the amount of $14,587.19. CCUA has approved similar financing arrangements for other property owners in the past. Furthermore, as Ms. Johnson holds title to the property, CCUA maintains lien rights, ensuring recovery of both the principal and accrued interest in the event of default. ATTACHMENTS: 1. Financing request dated 07/09/2026 from Ms. Johnson 2. Area map //JC (Author) //MB (Final) X:\Service Availability\Service Availability Analyst\00 Jennifer\EXECUTIVE SUMMARYS\Financing Request\Financing Request.Johnson.docx Stephanie Johnson 481 Creighton Road Fleming Island, FL 32003 Phone: (904) 302-0034 Email: stephaniej112219@gmail.com Date: July 9, 2026 Subject: Hardship Letter Requesting Financial Assistance for Wastewater Connection To Whom It May Concern, I am writing to respectfully request financial assistance to help cover the cost of connecting the home located at 481 Creighton Road,Fleming Island, Florida 32003, to the municipal wastewater system. For several years, we have experienced ongoing plumbing problems caused by our failing septic system. The septic tank has repeatedly backed up into both showers inside the home, creating unsanitary conditions and raising significant health and safety concerns for our family. These recurring issues have become increasingly difficult to manage and have reached the point where a permanent solution is necessary. We have contacted multiple companies to explore replacing the septic system and financing a new installation. Unfortunately, we were informed that replacement and financing were not viable options due to the circumstances of the property. Instead,we were advised that the appropriate long-term solution is to connect the home to the municipal wastewater system. As a family with two young children, the cost of connecting to the municipal wastewater system is beyond what we can reasonably afford at this time. The increasing cost of everyday living, including groceries, fuel, utilities, insurance, and other household expenses, has made it financially difficult to pay for this necessary improvement without assistance. Receiving financial assistance would allow us to complete this essential project, eliminate the ongoing health hazards associated with the failing septic system, and provide a safe and sanitary living environment for our family. We sincerely appreciate your consideration of our request and any assistance that may be available. Thank you for taking the time to review our application. If additional information or documentation is needed,please do not hesitate to contact me. Sincerely, Stephanie Johnson -�_ 1 N ' 1-1.-Tij; ' IM ~ w N�i Nor E I IED _ , Eli.i,., „ , r[jr __ H l j a 1 E13 04; IN ll Mill 1 a 1 Eill ,,,,j,,:' D ,,,, z; III -11 a 1 ..,.. ZII, 1t s ~ ,, Ep ri If 0 Z`I =I.` - , Li O 3 ,, ...„0 • I- rij ! -0 _ er H �1I M • 1 mil Zr' :./:II •. i i j: I A", L •Iu 0 lIIII I, 1,-1 0 1/1 if ' L 'I I I -11 � r.4 l i.1jl , 0 gI'_3� l_ _z ___=- _— DC�p� — (01 IH - fl F-:: n ---- U 1 a ;ar= i I Tap wastewater main and install -`� © service for 481 Creighton Road. c +i I 1 j if • j1 I L, w i ------ _, J i J1 Disclaimer:The information displayed on this drawing or sheet is for a general visual representation purposes only.The drawing is based upon numerous sources of public information which include but are not limited to Clay County Property Appraisers, FDOT, SJRWMD, and the Clay County Utility Authority's (CCUA)own records.All information included in the drawing is general in nature and not site specific.Any cimensions or other information is approximate and needs to be field verified.CCUA does '— not offer any guarantees,certifications,or warranties,either expressed or implied,in regards to the accuracy of the information represented on these drawings.The drawing ).. is not a survey and should not be construed in any manner as such.By receiving this drawing,the recipient is agreeing to hold CCUA harmless for any errors or omissions which may be present in this&awing.All interested parties are strongly encouraged to engage a Professional Surveyor and Mapper licensed in the State of Florida to field verify all site,property,infrastructure,and utility information prior to any decisions or actions. I 0 1 —------.- I C t.' (1,..;i C017/\ Title: ___\` Clay County Utility AuthorityCCUA Web Map 3176 Old Jennings Roadi Info: / � Middleburg, Florida 32068-3907prepared by CCUAGIS Portalwater Features a Phone 904 272 5999 = Gravity Sewer Features J� �t 7113/2026,9:50:53 AM - Forced Sewer Features i. Conservation.Commitment.Commundy �TYAUTN� 1 inch = 200 feet = Reclaimed Features